Meet the Murphys

When newly wed Chris and Lisa Murphy started looking for their first home, they knew they’d need to act fast once their dream home hit the market. With a Pre-Approved Main Street Mortgage, they were able to make their dreams a reality...

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RATE REFRESH IS AN OPPORTUNITY TO LOWER YOUR RATE IN THE FIRST 18 MONTHS IF OUR RATES DECREASE FOR A FLAT FEE OF $250.

Your current rate could be reduced up to 2.50%!

Rate refresh is available on new applications recieved 12/18/2023 through 3/31/2024 for consumer real estate purchase transactions.

Questions about the Rate Refresh or our other mortgage options?
Call to speak with a loan officer!

812.842.BANK

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*Rate reduction must be requested within 18 months of loan consummation. A $250 loan modification fee will be collected at time of rate reduction request. Maximum reduction of rate is 2.50%. There must be no 30 day late payments from the date of consummation to be eligible for a rate reduction. Offer is subject to credit approval. Closing costs apply. Property insurance is required. Consult a tax advisor for possible tax deductibility of interest. Your taxes, insurance, and loan must be current with no monthly payment, which includes principal and interest, having been 30 days or more late. Property taxes and insurance not included in the payment example. Annual Percentage Rate is accurate as of 12/14/2023 and subject to change. Example: 30 Year Fixed Rate - Purchase Price: $350,000, Down Payment: 20%, Amount Financed: $280,000, Annual Percentage Rate: 6.81%, 360 Monthly Payments of $1,816.07