*Must provide proof of employment. Electronic statements are included, $3 monthly fee for paper statements. Annual Percentage Yield of .05% is accurate as of 8/11/2022 and subject to change after the account is opened. Fees or other conditions could reduce the earnings on the account. A fee of $50 will be charged if account is closed within 90 days of its opening. 1. Bonus is not available to existing deposit customers. To earn the bonus, you must enroll in Online Banking, sign up for E-Statements and complete 10 debit card POS Payments or receive one ACH Deposit into the account within the first 30 days of account opening. The funds will be deposited into your account within 30 days of meeting the requirements. 2. Peoples Trust and Savings Bank does not currently charge a fee for ATM withdrawals. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). Such fees will be charged directly to your account. Daily, as items post to your account, such ATM fees will be reimbursed to your account up to a maximum of $15.00 each statement cycle. ATM fees not identified within the transaction by the originating ATM owner may not be reimbursed. We only pay interest on the reimbursed amount starting on the day those funds are credited to your account. You are responsible for any tax consequences of this reimbursement. 3. Only available on primary residence purchase or refinance from another lender. Available with the following products: PTSB Conventional Mortgage, Main Street Mortgage, and Jumbo Mortgages. Subject to credit approval. 4. Subject to credit approval.