Retain the flexibility and liquidity of a Savings Account while still earning interest at a great rate!

Let your savings earn interest in our highest-yielding savings or checking account! There are no complicated requirements, just a minimum balance of $30,000! You can keep your funds liquid while also earning a great rate! Peoples Bank offers you a product that isn’t time sensitive and doesn’t require you to lock in your deposit.
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Questions about the Elite Savings or our Savings and Deposit options?
Call to speak with a Universal Banker today!

Ready to open an Elite Savings Account?

*Annual Percentage Yield (APY) is accurate as of 5/10/2023 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. **The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of 4/17/2023. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.

Personal SAVINGS Accounts

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Basic Savings*

ELITE SAVINGS

Christmas Club†

Opening Deposit

$100

Minimum Balance

$100

NONE

Service Charges

NO monthly service charge

NO monthly service charge if enrolled in e-statements.$3 monthly charge for paper statements

NO monthly service charge

Earnings
Annual Percentage Yield (APY)

0.05% APY

0% APY on balances of $0-$29,999.99
3.25% APY on balances of $30,000 and over.

0.40% APY

*Annual Percentage Yield (APY) is accurate as of 4/3/2023 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. **The national average rate referenced is from the FDIC’s published National *Annual Percentage Yield (APY) is accurate as of 9/20/2024 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. **The national average rate r*Annual Percentage Yield (APY) is accurate as of 9/20/2024 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 dayng. **The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of 09/20/2024. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.eferenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of 09/20/2024. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.Rates and Rate Caps for Savings deposit products, accurate as of 4/3/2023. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.

What to Bring With You

Please bring the following with you to your local branch to open a new account:

proof of Current Address

Social Security Card

Date of Birth

Government-Issued
Photo ID

If your address differs from that listed on your photo ID, please bring verification of current address. This includes any official document in which your name and current address are clearly printed (i.e. utility bill). P.O. Box address will not be accepted. Government-Issued ID refers to a Driver's License, Passport, or Permanent Resident Card.
*Annual Percentage Yield (APY) is accurate as of 9/20/2024 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. **The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of 09/20/2024. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.

Meet the Murphys

Ready to open an Elite Savings Account?