Basic Savings

Reward your future self and start saving today!

● NO Monthly Service Charge
● Interest Bearing
● $100 Minimum Daily Balance
● NO hassle savings!
● Free Online Banking

The APY is accurate as of 09/20/2024 and subject to change. Fees or other conditions could reduce the earnings on the account. Fee of $50 if account is closed within 90 days of opening.* $1 monthly service charge if daily balance falls below $100.

Elite Savings

Earn UNCAPPED Interest at a highly competitive rate!

● 3.25% APY^* uncapped on balances of $30,000 and over!
● Earn over 7x the National Average for a Savings Account^**
● NO CAP on the amount of interest you can earn
● More liquidity and flexibility than a CD

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*Annual Percentage Yield (APY) is accurate as of 9/20/2024 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. **The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of 09/20/2024. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.

Christmas Club

It's never too early (or too late!) to start saving for Christmas. Plan all year for your Holiday Shopping!

● NO Monthly Service Charge
● NO Minimum Balance
● Interest Bearing
● Save all year and your funds will be distributed in October.

*Electronic statements are required. $3 monthly fee for paper statements. Overdraft fees incurred by account holder still apply.

Meet the Murphys

When newly wed Chris and Lisa Murphy started looking for their first home, they knew they’d need to act fast once their dream home hit the market. With a Pre-Approved Main Street Mortgage, they were able to make their dreams a reality...

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Personal SAVINGS Accounts

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Basic Savings*

ELITE SAVINGS

Christmas Club†

Opening Deposit

$100

Minimum Balance

$100

NONE

Service Charges

NO monthly service charge

NO monthly service charge if enrolled in e-statements.$3 monthly charge for paper statements

NO monthly service charge

Earnings
Annual Percentage Yield (APY)

0.05% APY

0% APY on balances of $0-$29,999.99
3.25% APY on balances of $30,000 and over

0.40% APY

The APY is accurate as of 05/18/2023 and subject to change. Fees or other conditions could reduce the earnings on the account. Fee of $50 if account is closed within 90 days of opening.
* $1 monthly service charge if daily balance falls below $100.
†Designed to save for Holiday Shopping. Account automatically distributes a check in mid-October.

What to Bring With You

Please bring the following with you to your local branch to open a new account:

proof of Current Address

Social Security Card

Date of Birth

Government-Issued
Photo ID

If your address differs from that listed on your photo ID, please bring verification of current address. This includes any official document in which your name and current address are clearly printed (i.e. utility bill). P.O. Box address will not be accepted. Government-Issued ID refers to a Driver's License, Passport, or Permanent Resident Card.
*Annual Percentage Yield (APY) is accurate as of 9/20/2024 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. **The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of 09/20/2024. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.

Personal Savings

Basic Savings

Reward your future self and start saving today!

Elite Savings

Earn UNCAPPED Interest at a highly competitive rate!

Christmas Club

It's never too early (or too late!) to start saving for Christmas. Plan all year for your Holiday Shopping!

Meet the Murphys

Personal
Savings