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Hometown
Hero

A Peoples Bank exclusive checking account for members of the military, police, fire or EMS

NO Monthly 
Service Charge 1
Save up to $990 on mortgage origination charges2
FREE
Online Banking
Available only to
First Responders
LOCAL
& Personal Service
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Your First Home Partner

Meet the Murphys

When newly wed Chris and Lisa Murphy started looking for their first home, they knew they’d need to act fast once their dream home hit the market.  With a Pre-Approved Main Street Mortgage, they were able to make their dreams a reality...

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We appreciate the work our first responders do for the community! the Hometown hero account saves money for our heroes when they finance a home!

At Peoples Bank, we hold our heroes in the highest esteem. That's why we're proud to introduce the Hometown Hero Checking Account, specially crafted to serve members of our military, fire, police, and EMS communities. As a small token of our appreciation, this account not only provides exceptional banking benefits but also offers substantial savings when it comes to one of life's most significant investments—buying a home. With the Hometown Hero Checking Account, our heroes enjoy the privilege of having no origination charges for their mortgage, potentially saving up to $990. It's our way of saying thank you for their unwavering dedication and service.

Questions about Hometown Hero Checking or our other checking options?
Call to speak to a Universal Banker today!
812.842.BANK
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Ready to open an account?

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Must provide proof of employment with either a local, state, or federal entity. No minimum opening deposit required.  No minimum balance required. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening.1Must be a purchase or refinance from another institution. Only available on primary residence. Available with the following products: PTSB Conventional Mortgage, Main Street Mortgage, and Jumbo Mortgages. Subject to credit approval. Cannot be combined with any other promotion or offer.
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Gold Checking
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HomEtown hero
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Platinum Checking
Opening Deposit
$0
$0
$0
Minimum Balance
NONE
NONE
NONE
Service Charge
No monthly service charge when customer enrolls in E-Statements. $3 monthly charge for paper statements
No monthly service charge
No monthly service charge
Earnings
Annual Percentage Yield (APY)
0.05% APY
$0-$499.99 - 0.10% APY
$500 and over - 0.50% APY
$0-$4,999.99 - 0.10% APY
$5,000-$19,999.99 - 0.15% APY
$20,000-$74,999.99 - 0.25% APY
$75,000.00 and over - 0.50% APY
Requirements
NONE
Primary account holder must be military, police, fire, or EMS employee. 2
E-Statements and one ACH Deposit
or one ACH Payment.1
Benefits
Free Basic Checks
Free E-Statements
($3/month for paper statements)
No origination charge on a home loan3
Earn Higher Interest Rates
No Cap on Interest
Features
Free Online Banking
Free Online BillPay
Mobile Check Deposit
Free Debit Card
ATM Access
Free Online Banking
Free Online BillPay
Mobile Check Deposit
Free Debit Card
ATM Access
Free Online Banking
Free Online Billpay
Mobile Check Deposit
Free Debit Card
ATM Access
The APY is accurate as of 09/13/2023 and subject to change. Fees or other conditions could reduce the earnings on the account. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. 1. Requirements must be met each statement cycle.  If requirements are not met, .10% APY will be earned on all balances. 2. Must provide proof of employment. 3. Must be a purchase or refinance from another institution. Only available on primary residence. Available with the following products: PTSB Conventional Mortgage, Main Street Mortgage, and Jumbo Mortgages. Subject to credit approval. Cannot be combined with any other promotion or offer.
What to Bring With You
Please bring the following with you to your local branch to open a new account:
proof of Current Address
.
Social Security Card
Date of Birth
.
Government-Issued
Photo ID
.
If your address differs from that listed on your photo ID, please bring verification of current address. This includes any official document in which your name and current address are clearly printed (i.e. utility bill). P.O. Box address will not be accepted. Government-Issued ID refers to a Driver's License, Passport, or Permanent Resident Card.
*Annual Percentage Yield (APY) is accurate as of 9/20/2024 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. **The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of 09/20/2024. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.