No headaches and no monthly fees on an interest bearing checking account

At Peoples Bank, we know that personal banking should be just that—personal. That's why we're excited about our Gold Checking account, designed to bring you the warmth of friendly hometown banking along with unbeatable perks.

Gold Checking brings you the convenience you need for your daily checking transactions without any headaches!
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Questions about Gold Checking or our other checking options?
Call to speak to a Universal Banker today!

Ready to open an account?

*Electronic statements are required. $3 monthly fee for paper statements. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening.No minimum opening deposit required. No minimum balance required.

Personal Checking Accounts

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Platinum Checking

GOLD CHECKING

Hometown Hero

Opening Deposit

Minimum Balance

NONE

Service Charge

No monthly service charge

No monthly service charge when customer enrolls in E-Statements. $3 monthly charge for paper statements

No monthly service charge.

Earnings
Annual Percentage Yield (APY)

$0-$4,999.99 - 0.10% APY
$5,000-$19,999.99 - 0.15% APY
$20,000-$74,999.99 - 0.25% APY
$75,000.00 and over - 0.50% APY

0.05% APY

$0-$499.99 - 0.10% APY
$500 and over - 0.50% APY

Requirements

E-Statements and one ACH Deposit
or one ACH Payment.¹

NONE

Primary account holder must be military, police, fire, or EMS employee. ²

Benefits

Earn Higher Interest Rates
No Cap on Interest

Free Basic Checks
Free E-Statements
($3/month for paper statements)

No Origination Charges on a home loan.³

Features

Free Online Banking
Free Online Bill Pay
Mobile Check Deposit
Free Debit Card
ATM Access

The APY is accurate as of 09/13/2023 and subject to change. Fees or other conditions could reduce the earnings on the account. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. 1. Requirements must be met each statement cycle. If requirements are not met, .10% APY will be earned on all balances. 2. Must provide proof of employment. 3. Must be a purchase or refinance from another institution. Only available on primary residence. Available with the following products: PTSB Conventional Mortgage, Main Street Mortgage, and Jumbo Mortgages. Subject to credit approval. Cannot be combined with any other promotion or offer.

What to Bring With You

Please bring the following with you to your local branch to open a new account:

proof of Current Address

Social Security Card

Date of Birth

Government-Issued
Photo ID

If your address differs from that listed on your photo ID, please bring verification of current address. This includes any official document in which your name and current address are clearly printed (i.e. utility bill). P.O. Box address will not be accepted. Government-Issued ID refers to a Driver's License, Passport, or Permanent Resident Card.
*Annual Percentage Yield (APY) is accurate as of 9/20/2024 and subject to change. Balances of less than $30,000 do not earn interest. Fees or other conditions could reduce the earnings on the account. No minimum balance or opening deposit requirements. No monthly service charge if enrolled in e-statements. If not enrolled in e-statements, a monthly fee of $3.00. Overdraft fees incurred by account holder still apply. Fee of $50 if account is closed within 90 days of opening. **The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of 09/20/2024. See the National Rates and Rate Caps Resource Center at www.fdic.gov for more information.

Gold Checking

Meet the Murphys

Ready to open an account?