Personal Loans

Conventional Mortgage

Financing for less than $510,400. Flexible options with 15, 20, and 30-year terms and competitive rates.

• Great for borrowers with at least 20% Down
• Offers a .125% discount on rate
• Flexible fixed rate terms up to 30 years
• Free Pre-Qualifications

Main Street Mortgage

A mortgage unique to Peoples Bank that offers a lower down payment and no private mortgage insurance.

• Only 10.1% Down Payment
• NO Private Mortgage Insurance (PMI)
• This is unique because most financial institutions require PMI if you have less than a 20% down payment.
• Free Pre-Qualifications
• Flexible Fixed Rate Terms

Jumbo Mortgage

Financing for more than $510,400. Your home should be what you want it to be. Let Peoples Bank help you along the way.

• For mortgages $510,400 and above
• Available for primary, secondary, or vacation homes
• Flexible fixed rate terms up to 30 years
• Competitive Rates
• Free Pre-Qualifications

Loan Refinance

A great option to lower your rate or monthly payment, or to use your equity for any personal need.

• Has ability to lower your monthly payment
• Available for Auto, Home, or any secured consumer loan
• Equity Cash-Out options available
• Free individualized consultations

Construction Loans

Partnering with you on the construction of your dream home. Lower down payments and flexible terms.

• Up to 85% financing
• Terms available up to 12 months
• Interest only payments monthly
• Free pre-qualifications

Physicians Financing

Take advantage of a mortgage distinctly made for Physicians. Let Peoples Bank put you in the home of your dreams.

• Up to 97% financing
• Save $750 in closing costs
• No Private Mortgage Insurance (PMI)
• Terms up to 30 years

Credit Cards

Earn great rewards with no annual fee and 0% introductory APR on purchases and balance transfers for 12 months.

Land and Lot Loans

Purchase the lot for your dream home. There’s no need to wait on construction to secure the lot of your dreams today.

• Lot financing up to 75%
• Terms up to 10 years
• Low fixed rates

Hassle-Free HELOC

A home equity line of credit (HELOC) allows you to turn your home equity into cash as you need it. Introductory rates and no closing costs.

• Intro rate of .99% for 3 months
• Wall Street Journal Prime thereafter (variable)
• No closing costs
• Interest only payments monthly

Home Equity Loans

Use the equity in your home for whatever expense life throws your way with a fixed rate and term.

• Low fixed rates
• Terms up to 15 years
• Low closing costs
• Free pre-qualifications

Savings-Secured Loans

Let your money work for you with the lowest interest cost option.

• Secured by a Peoples Bank deposit account
• Lowest interest rate option
• Allows you to build credit

Auto Loans

Looking for a new or used car? Let Peoples Bank help get you pre-qualified and moving today.

• Competitive rates
• Terms up to 6 years
• Based on age of vehicle

FHA Loans

Federal Housing Administration (FHA) loans offer lower down payments and lower minimum credit score requirements.

VA Loans

Veterans Administration (VA) loans are offered to service members and veterans. Lower down payments with competitive rates.

USDA Loans

United States Department of Agriculture (USDA) loans are geared toward rural housing with little to no down payment options based on eligibility.